For convicts struggling to get insured, consider criminal conviction insurance

Those with a criminal conviction, regardless of the seriousness of their offence, will find it very hard to find regular home insurance. There are companies that offer a special policy for convicts, however, so if you are struggling to find insurance then get in touch with one of these companies today.

Anyone with a criminal conviction will find it very difficult to find an insurance policy that will provide them with home insurance, and this can be very frustrating and stressful. The severity of the crime is irrelevant, as many companies will simply refuses to provide anyone with a criminal record with a policy. The reason for this is that these companies will see a convict as a high risk, and risk is a huge part of insurance. However there are millions of people all around the country that are considered to be convicts, and many of these people will have committed a very minor crime which should have no impact on whether or not they are a trustworthy person.

There is a solution, however, and it comes in the form of criminal conviction insurance, a specialist policy designed to help those that have committed a crime and now find it difficult to get insured. If this is a situation that you currently find yourself in then get in touch with a specialist insurance company today who can help. You will find that they generally look at each case individually, so the amount you will have to pay may depend on the seriousness of your offence. The amount you pay will be more than a regular insurance policy, but by doing some research and by looking around several different companies then you should be able to find the policy that is affordable and right for you.

Got a building that's sinking into the ground? Make sure you've got building insurance subsidence

When a building is sinking into the ground we call it building subsidence, and this is usually because of the clay soil that the building stands on shrinks. If a building has a history of this then you will need a special kind of insurance policy to protect yourself if it ever occurs again.

Thousands of homes and buildings all around the country are suffering or have a history of suffering from something called subsidence, which is essentially where your home is unstable or sinking into the ground. This can obviously cause all kinds of problems including damage to the structure of the building, and this occurs usually when a home is built on clay soil. This is because clay soil shrinks as it dries, so if it is particularly dry for a long period of time subsidence can occur or sometimes surrounding trees and plants can suck the moisture away. The biggest sign that subsidence is affecting a building is the wall displaying cracks which will be both on the inside and the outside of the building, so it's worth keeping a look out for them.

If you live or work in a building that has a previous history of subsidence or if you suspect that the building is prone to subsidence then you will need to get an insurance policy to cover this: building insurance subsidence, to be exact. This is a unusual kind of policy so you will need to get in touch with an insurance company that specialises in building subsidence. You may also need to provide them with detailed information on the building and its subsidence-based history, such as structural engineers reports or a home buyer report, so that they can properly assess the building and provide you with the appropriate level of cover.